Want to Finance the cost of training?
Pay in 4
Pay in 4 is a feature of the loan that allows you to settle your loan in full within 4 months and Snap will cancel the interest. This is called the Pay in 4 period. This is a personal loan and interest is applied from the time you get your goods or services. Opt in is required, terms & conditions apply.
When you're approved you will have the option to select 'Pay in 4' or spread your repayments across the whole loan term. If you select 'Pay in 4' you will be set up on a shorter loan repayment schedule to clear your balance in 4 months, meaning that any interest will be cancelled.
SNAP will quote you interest rates based on how much you borrow and your credit score.
To apply for a loan you must be over 18 years old, have weekly income of at least £200, have a current bank account (for direct debits), live in the UK for least 1 year and have a UK mobile number and email address.
Representative 29.9% APR
Representative Example: Cost of Goods £2250, Deposit £100, Amount of Credit £2150, Annual Fixed Interest Rate 26.47%, Monthly Payment £116.96, Term 24 months, Total Payable £2907.04, Representative 29.9% APR
Pay a minimum of £100 Deposit (a first payment of the loan) to get started.
If you want to pay a bigger amount towards your course, pay this direct to us at the school, in advance, (not via Snap). As there is no point in signing up for a larger loan than you need to.
https://snapfinance.co.uk/faqs
HGV Apprentice Training
As an alternative to Finance you may consider signing an agreement with an Levy Paying Employer and becoming an Apprentice.
This would give you the opportunity to gain a HGV / LGV driving licence for FREE through the Government Apprenticeship Programme.
You'd get paid while your work with the employer while completing your Apprenticeship, and you'd get help you gain valuable job knowledge as well as supporting your aim to get additional vocational qualifications.
At the end of the Apprenticeship your employer is likely to offer you a full time job but you would not be under an obligation to take it because once the Apprenticeship is complete you can work at any company you choose.
Call our office 0208 453 3440 and ask for IRENE if you'd like more details.